Financing

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HVAC Financing Options

Investing in a new HVAC system or major repairs can be a significant expense, but Modern Air Services makes it easier with affordable financing options. Whether you’re looking for low monthly payments, or interest-free financing, we have a plan that fits your needs.

Upgrade Now & Pay Over Time with Convenient Financing Options

Financing your HVAC system offers several advantages, allowing you to upgrade your comfort while maintaining financial flexibility.

No Upfront Costs – Get the heating and cooling system you need now without a large initial payment.
Immediate Comfort – Upgrade to a high-efficiency HVAC system today and start enjoying lower energy bills.
Flexible Payment Plans – Choose from various budget-friendly financing options with manageable monthly payments.
Preserve Home Equity – Financing keeps your cash reserves intact and doesn’t require tapping into home equity.

Customer-First Service

Honest pricing, quality work, and affordable payment options make staying comfortable simple and stress-free.
50+ Years of HVAC Excellence

With over five decades of experience, we deliver trusted residential and commercial HVAC solutions backed by quality solutions and reliability.
Factory-Certified Technicians

Our highly trained experts service and install all major HVAC brands with precision and professionalism.
24/7 Emergency Service

Emergencies don't have a time frame. Day or night, we’re ready to restore your comfort quickly when you need it most.

Our Services

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Reliable Comfort. Year-Round Confidence. Learn About Our ModernCare Plan

At Modern Air Services, our family-owned team keeps your heating, cooling, and plumbing systems running smoothly with proactive maintenance, priority service, and dependable care—so you can enjoy worry-free comfort in every season.

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Flexible Plans to Fit Your Needs & Budget

We partner with leading financing providers to offer affordable solutions for your HVAC installation, repair, or maintenance needs.

0% APR Financing for 60 Months

Enjoy Interest-Free Payments on qualifying HVAC systems.
Low monthly payments with zero interest for up to 60 months.
Requires credit approval—quick application process!

Low Monthly Payment Plans

Flexible repayment terms to match your budget.
Competitive interest rates and fixed payments.
Available for HVAC system installations & major repairs.

Get Pre-Approved in Minutes & Schedule Your Installation

Getting HVAC financing is fast and easy. Follow these steps to apply today:

Schedule a Consultation - Contact us for a free estimate and discuss financing options.
Complete Your Application - Apply online or in person in just minutes.
Get Approved Fast - Most financing decisions are made instantly!
Enjoy Your New HVAC System - Once approved, we’ll schedule your installation or repair service ASA

Your Financing Questions Answered

What credit score is required to qualify for financing? Most of our financing plans require a minimum credit score, but we also offer lease-to-own options for those with lower credit.

Are there any prepayment penalties? No! You can pay off your loan early without any additional fees.

Can I finance repairs, or is financing only for new installations? Yes! Our financing covers both HVAC installations and major repairs.

How do I make payments on financing plan? Payments can be made online, through auto-pay, or via mail, depending on your financing provider.